Make the Most Out of Your Dental Insurance

Make the Most Out of Your Dental Insurance 

 

Taking control of your dental health starts with understanding your insurance plan and its benefits. Whether you’re someone under Delta Dental or looking for a dentist who accepts UnitedHealthcare in Layton, UT, we’re here to guide you on how you can leverage your dental insurance to the fullest. 

 

Choosing a Dentist Who Accepts UnitedHealthcare 

If you’re part of the UnitedHealthcare network, selecting a dentist who accepts from this insurance provider should be a priority. By doing so, you’ll ensure that you’re getting the most value out of your plan. Costs are usually decreased for in-network services, and the hassle of claims processing is minimized. 

 

Delta Dental 

These plans often include a dental component, providing essential coverage for routine to complex dental procedures. Understanding the extent of your Delta Dental is the first step to optimizing your dental health. It helps you navigate the range of services you’re entitled to without facing significant out-of-pocket expenses. 

 

Strategies for Maximizing Dental Plan Benefits 

 

Preventive Care: A Cornerstone of Dental Health 

Both Delta Dental and plans through UnitedHealthcare often emphasize preventive care. By scheduling routine check-ups and cleanings that are often covered at 100%, you’re taking proactive steps to prevent larger issues and ensuring your oral health is consistently monitored. 

 

Annual Caps and Deductibles 

Keep an eye on annual maximum benefits and deductibles. By keeping track of these numbers, you can schedule treatments without exceeding these limits and incurring additional costs. 

 

The Advantage of In-Network Providers 

There are clear financial benefits when you visit a dentist who accepts UnitedHealthcare or who operates within the Blue Cross Blue Shield, Aetna, and Cigna networks. In-network providers have agreed-upon rates with your insurance company, offering you services at a more affordable price. 

 

What Insurance Do You Take? 

If you’re looking for a dentist who accepts UnitedHealthcare or you’re under the Delta Dental, then we have good news. Clark Finlinson DDS welcomes patients from most Utah insurance networks, including several private insurance plans. 

 

Our staff will assist you in determining what portion of your treatment is covered, so please bring your insurance card or papers with you on the first visit. We also accept the assignment of your benefits. This means that at the time of service, you will be asked to pay only the portion that insurance is not expected to cover. We will then file your insurance, whether you’re under Delta Dental or another provider. 

 

Please understand, however, that you are ultimately responsible for payment of all services. Should your insurance not cover what is predicted, you will be responsible for paying any uncovered portion. For any additional questions, please call our office at (801) 544-1818 or stop by our office at 195 E Gentile Suite 1, Layton, UT 84041. 

 

The following is the list of insurances our office takes. There are others, but these are the main ones. 

 

• Aetna PPO 

• Cigna PPO 

• Delta Dental PPO 

• DMBA 

• GEHA 

• Humana 

• MetLife 

• PEHP 

• BCBS Standard/Federal 

• United Concordia 

• UnitedHealthcare